Terms of Service

Last updated: August 2026

1. The service

QBO Converter ("the service") is a web tool that converts bank statement PDFs into QBO, CSV, and XLSX files for import into accounting software. The PDF is opened in your browser and the file itself never leaves your device; the text extracted from it is parsed on our server in memory and is not stored.

2. Accuracy disclaimer — you must verify the output

Bank statement layouts vary, and automated extraction can make mistakes: amounts may be misread, debits/credits misclassified, or lines skipped. You are solely responsible for reviewing the preview and the exported file, and for verifying that the output matches your original statement before importing it into QuickBooks or any other software. The service provides a balance-reconciliation check to help with this, but it is an aid, not a guarantee. We are not liable for bookkeeping errors, misstatements, tax filings, or financial decisions based on converted output.

3. No financial, tax, or legal advice

The service is a file-format utility. Nothing on this site constitutes accounting, tax, or legal advice.

4. License terms

The free tier allows unlimited parsing and preview and export of up to 25 transactions per file. A paid license ($1.99, one-time) grants one user a non-exclusive, non-transferable right to unrestricted exports for 7 days from the date of purchase. Licenses do not renew — when the 7 days end, continued full export requires a new purchase, and the free tier remains available. You may not share, resell, or redistribute license keys. Abuse of a key (e.g., public posting) may result in deactivation without refund.

5. Acceptable use

You may use the service only for documents you are authorized to possess, and for lawful purposes. You agree not to attempt to disrupt, reverse-engineer for redistribution, or misrepresent the service.

6. Intellectual property

The service, its design, and its code are our property. Your documents and the data extracted from them remain entirely yours. "QuickBooks" and "Intuit" are trademarks of Intuit Inc.; this independent tool is not affiliated with, endorsed by, or sponsored by Intuit.

7. Disclaimer of warranties

The service is provided "as is" and "as available," without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that extraction will be error-free or that the service will be uninterrupted. We may modify, suspend, or discontinue the service (in whole or in part) at any time; if we discontinue it during your paid 7-day period, we will refund your most recent payment.

8. Limitation of liability

To the maximum extent permitted by law, our total liability for any claim arising from the service is limited to the amount you paid us in the 12 months preceding the claim (or $1.99, whichever is greater). We are not liable for indirect, incidental, consequential, or punitive damages, including lost profits or lost data.

9. Refunds

If a paid license does not work for your bank's statements, contact us within 7 days of purchase for a full refund. Because the free tier lets you test your actual statements before buying, refunds outside this window are at our discretion.

10. Changes

We may update these terms from time to time; the "last updated" date above reflects the current version. Continued use after changes constitutes acceptance.

11. Contact

Questions about these terms? Use the Feedback link in the site navigation — it goes straight to the maintainer's inbox — or reply to your Gumroad receipt email.